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Cyprus Permanent Residency & Investment Guide 2026

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Cyprus Investment Guide
Get EU Permanent Residency in 4–6 months + earn 5–8% annual rental income
From €300,000 · No stay requirement · Family included

€300,000

MINIMUM INVESTMENT

4–6 Months

PR APPROVAL TIME

5–8%

ANNUAL RENTAL RETURNS

No Stay

REQUIREMENT

Family

INCLUDED

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Why Investors Choose Cyprus

Cyprus is one of the most attractive real estate markets in Europe — combining EU security, strong rental demand, and low taxes.

Investors choose Cyprus for both lifestyle and stable long-term returns.

Prospecta Development has been building and selling property in Paphos for over 40 years. Our portfolio includes apartments and villas designed to meet both lifestyle and investment objectives.

What Is Cyprus Permanent Residency?

Cyprus Permanent Residency allows you and your family to live in Cyprus for life through a property investment from €300,000.

Lifetime Residency

No renewal required

No Minimum Stay

Live anywhere in the world

Family Included

Spouse and children included

Benefits of Cyprus Permanent Residency

Lifetime Residency

Permanent status with no renewal fees.

Tax Advantages

No inheritance tax. No annual property tax. 15% corporate tax.

Family Inclusion

Spouse and children included at no extra cost.

Rental Income

Earn 5–8% annual yield. No restrictions on renting.

No Stay Requirement

Visit once every two years to maintain status.

Path to Citizenship

After 5–7 years, apply for Cyprus citizenship and EU passport.

Investment & ROI

Why investors are choosing Paphos

Strong demand, rising prices, and consistent rental income

paphos apartment shzffjayssvznydfsfqyvd

7–9%

ANNUAL PRICE GROWTH

2M+

TOURISTS PER YEAR

5–8%

RENTAL YIELD
Paphos International Airport offers direct flights to over 60 destinations, making it easily accessible for investors who wish to visit their property or use it as a holiday home.

Real Rental Income Examples in Paphos

Based on current market data from active properties
paphos apartment shzffjayssvznydfsfqyvd

APARTMENT

From €300,000

PURCHASE

€1,400/month

MONTHLY RENT

5–8%

YIELD

€16,800

ANNUAL INCOME
2-bed sea-view apartment, managed short-term let
paphos villa v79udyld7refcs9n8hhaer

VILLA

€550,000

PURCHASE

€2,500/month

MONTHLY RENT

5–8%

YIELD

€30,000

ANNUAL INCOME
2-bed sea-view apartment, managed short-term let
Figures are indicative based on current market data. Actual returns depend on property specification, location, and management.
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Choose Your Investment Strategy

Two qualifying property types — choose based on your investment goals and budget.
paphos apartment shzffjayssvznydfsfqyvd

Apartments — from €300,000

  • Lower entry from €300K
  • Higher rental demand
  • Immediate PR eligibility
  • Sea-view and pool-access units available
  • 5–8% annual rental yield
paphos apartment shzffjayssvznydfsfqyvd

Villas — from €500,000

  • Higher capital growth
  • Premium rental market
  • Lifestyle + investment
  • Private pool and landscaped garden
  • 5–8% annual rental yield
Get available properties (€300K PR qualifying)
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Requirements to Qualify for Cyprus PR

Simple and clear process
REQUIREMENT
DETAILS
Property Investment
Minimum €300,000 (+ VAT) in new residential property from a licensed developer. Must be a first-time sale.
Annual Income
Minimum €50,000 stable annual income from abroad (not from Cyprus employment). Add €15,000 per spouse and €10,000 per dependent child.
No Employment
You must not be employed in Cyprus. Investment and passive income are permitted.
Clean Record
No criminal record in your home country or country of residence.
Health Insurance
Valid health insurance policy covering Cyprus.

The Application Process

Step-by-step: how you get residency
The Cyprus PR application is managed by the Civil Registry and Migration Department. Prospecta handles all documentation and liaises with the authorities on your behalf.

1

Property Selection

Choose a qualifying property from our portfolio. We provide full legal due diligence and title deed verification.
Property brochure | Price list | Title deed status

2

Reservation & Contract

Pay a reservation deposit (typically €5,000–€10,000). Sign the sale and purchase agreement with your legal representative.
Sale contract | Deposit receipt
Get available properties (€300K PR qualifying)
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3

Document Preparation

Gather all required documents. We provide a full checklist and assist with apostilles and translations.
Passport copies | Bank statements (6 months) | Income proof | Criminal record certificate | Health insurance policy

4

Application Submission

Your lawyer submits the application to the Civil Registry and Migration Department. The processing fee is €500 per person.
Completed application forms | All supporting documents | Application fee

5

PR Card Issued

Upon approval (typically 4–6 months), you and your family receive your Cyprus PR cards. The card is valid for 5 years and is renewed automatically.
Biometric data appointment | PR card collection
Get available properties (€300K PR qualifying)
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Frequently Asked Questions

What is the minimum investment for Cyprus Permanent Residency?
The minimum qualifying investment is €300,000 (plus VAT) in new residential property. The property must be purchased from a licensed developer and must be a first-time sale.
Non-EU nationals who invest a minimum of €300,000 in qualifying Cyprus real estate and can demonstrate a stable annual income of at least €50,000 from abroad (not from Cyprus employment).
Yes. Your spouse and dependent children under 18 are included in the same application. Adult children aged 18–25 who are full-time students may also qualify.
No. Cyprus PR has no minimum stay requirement. You can live anywhere in the world and maintain your residency status permanently, as long as you visit Cyprus at least once every two years.
Typically 4–6 months from the date of application submission. Our team prepares all documentation and liaises with the Civil Registry and Migration Department on your behalf.
You will need: valid passport, title deed or sale contract, proof of income (bank statements, tax returns), clean criminal record certificate, and health insurance. We provide a full checklist.
Yes. You can rent the property on both short-term (Airbnb-style) and long-term bases. Most Paphos properties generate 5–8% annual rental yields.
Cyprus has no inheritance tax, no annual property tax (abolished in 2017), and a flat 15% corporate tax rate. Capital gains tax is 20% on gains from Cyprus property sales.
Yes. Cyprus banks offer mortgage financing to qualifying international buyers. The loan amount cannot be used to satisfy the €300K investment requirement — the full amount must be paid from personal funds.
You must maintain ownership of the qualifying property to retain your PR status. If you sell, you must replace it with another qualifying property of equal or greater value.
Cyprus PR by investment is obtained through property purchase and requires no employment in Cyprus. The EU Blue Card requires a job offer from a Cyprus employer. PR by investment is permanent; the Blue Card must be renewed.
View all investor questions on the FAQ page
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OUR ADVANTAGE

Ready to Invest in Cyprus?

Download the full guide or speak directly with our investment team today.
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Cyprus Investment Guide

Residency requirements, returns & process
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